November 13, 2006
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Fidelity.
Fidelity. That's the name of the company that takes a certain % of my monthly paycheck and does something with it. What that something is, I have no idea. Haha! My future wife better be finance savvy or we're in trouble. It's funny that they call themselves "Fidelity" when it's a term that usually applies to relationships. I bring this up because...
This past weekend I was at a karaoke bar and after taking my turn on stage--Hangin' by a moment by Lifehouse, baybee!--I was standing at the bar when I felt a slender hand caressing my shoulder from behind. I turned and saw a blonde-girl-in-low-cut-black-dress.
- BGILCBD: Are you mad?
- F.Bunch [raising the people's eyebrow]: Uh, for what?
- BGILCBD: For doing this. [running hand up and down my arm] You look just like my fiance. [gathers my arm into a bear hug]
- F.Bunch:
- BGILCBD: Sorry, don't mind me, I'm drunk.
Jumpin' Jamba Juice with a fiber boost!

For a moment I was flattered, then I realized that her fiance must be Steve-Buscemi-butt-ugly to resemble me. haha! Nah, but seriously, I had a bad feeling in my chest when I walked out.
Is it that easy for wahines to cheat?
No, I'm not assuming that if I tried to make like Young MC and bust a move that anything would've happened between me and her. (And I wouldn't, this is The Franksabunchâ„¢ talking here!) But it bothered me that she would so easily wear the bling-bling on her finger while squishing my arm in between her boobs. Drunk shmunk. Alcohol is never an excuse. It merely gives us a peek-a-boo into a window where the shades are usually pulled down.
But enough talk about boobies. Let's talk finance.
I don't get paid that much so I'm always figuring out how much of what can I spend where and when. Taking X% of my paycheck and putting it into Fidelity hurts. It means I can't buy the things that I want in the here and now--L&L plate lunch 3x/week, CDs, DVDs, iTunes--so that in the future I'll be able to have enough to support me and my family when I retire. But I'll tell you one thing, there are some nights when I'm driving past L&L Drive Inn and I'm jonesing for their chicken katsu curry plate like Nancy Pelosi was for the House pants the night before the elections. "No," I tell myself. You gotta save. Then I go home and end up cooking some kim chi man doo for dinner.
But let's say that I give in to that chicken katsu curry plate every night. Well then...I guess I'd have to stop contributing to Fidelity, take my chances, and hope that there will be something left in the bank when I retire.
It's quite easy, actually, to cheat. Every man's eyes have wandered at some point, noticing how pretty the girl is who just walked by. And any wahine who has told you that she has never--for even a second--glanced and "appreciated" another man is probably lying. We're human. We're all excited by the unknown, we all want what we can't have, and we all....get bored.
We all want the chicken katsu curry plate.
But cashing in your paycheck today may mean that one day you may look around and find that you're all alone. There is beauty in monogamy, but there is also a reason for it. It's called having someone there for you when you need it. Cash in now, and she may not be there for you later.
So there are times when I feel like logging into my account and turning off the pre-tax contributions to Fidelity so I can roll p.i.m.p. in the n.o.r.c.a.l. And then there are other times like Saturday night when I look at the BGILCBD or a chicken katsu curry plate and say to myself, "It's not worth it" and then go home to my kim chi man doo instead.
Fidelity. Check it out. I heard that it's a pretty good company.

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Have a great weeeeeeeeeek! Univ. of Hawaii is ranked #26 in the latest AP Poll! Colt Brennan for Heisman!
And a beeg woop-woop-throw-yo-hands-up to renegurl, who just became my 500th subscriber. Yes, it's only 5% of the subbers that Cakalusa and Wutuwaitn4 have, but it's 495 more than I expected when I first started posting.
And finally... I spend a lot of my time trying to convince mainstream America that us Asian men are capable of being sexy decadent beasts on the la schmoove tip, and then I see something like this:
http://www.youtube.com/watch?v=w-rcjaBWvx0
And then I throw my hands up in the air, let out a barely audible f.o.b. pitched scream and then flagellate myself with a pocket protector (bought on sale, of course). You're not helping me out, homie.
Edit: Oooh! I forgot! My prediction for this weekend: Michigan 23 - Ohio State 17.
Comments (83)
it's too early in the west coast to post a blog!! @_@
it's great to see your school climb the polls! I know =D
Good post. I like the analogy between emotional IQ and financial IQ, and the rewards of "delayed gratification."
Keep investing wisely. It will pay off in the long run.
that video was awful. couldn't sit thru the whole thing. i guess that's whath kazahkstanis felt when they saw "borat"
I think you're right with the whole "putting off" aspect of finances. Too bad I've yet to learn that lesson.
hahaha you have the funniest analogies.
your entries never fail to crack me up. great analogies, i thought you were gonna get all boring talking about financial crap but then you turned it into something worthwhile, interesting, and oh-so-true. props
lol.... it's ok, you can still be a sexy decadent beast despite guys like that. ^.~
hehehe. I like the finance analogy. Fidelity, eh? I'll give it a thought.
it's sad that i was mosre surprised a 500 subscribers than the flirty boobie girl...damn drunk girls giving us all a bad name...
haha.. what an interesting analogy..
thanks for the worshipabunch link.. =)
HAHA. I love steve buscemi, he's one of my favourite actors and I think he is attractive...I have weird taste.
Im not even going to pretend I know anything about finance or drunk blondes wanting to cheat or flagellating oneself with a pocket protector. LOL
good man... man's mind may wander but its his actions that define his charecter
i could never do karaoke on stage. noraebang only!

you bitter! i took a pic of some mail i got from fidelity in a recent post!
congratz... even though over 500 people read my xanga... i'm still short of 500 in subscribers.
funny that you compared yourself to steve buscemi. he is mr pink right?
-ray leeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee
chicken katsu.. mmm.. 500? go frank, go!
jumpin' jamba juice with a fiber boost! you just made my day!
I love the wine come.. i subscribed to him... he is the cutest thing on youtube. Oh and I had L&L for dinner last night but no chicken Katsu.. Ry didnt order it. I had bbq chicken adn bbq Beef.. yummy...have a great day.. and ASIANS are super sexy.. ;)
ha ha ha wine cone.. darn it.. what is it with my spelling lately.. it's getting worse.
My cousin told me the day he stops looking at pretty girls is the day he bought the farm. Appreciating beauty is fine but doing anything else is wrong.
You got me thinking of chicken katsu curry for dinner =)
i wanna save too.
I've always been more of a pork katsu curry man myself. But I know what you mean.
thewinekone is one of the most popular guys on youtube.
Asian men *are* sexy....when they're not whoring their inner nerdom out on youtube. Mwahhahha.
interesting blog. fidelity is a good group but you already knew that. i always check to see if a girl i'm dating is needy. if she is presenting issues that are unhealthy got to keep my distance. you defninately know who you are, so find someone who knows who they are and what they are looking for. trust and fidelity is so important. i think most people have issues with trust, i'd be surprised if they didin't. it's just a part of life. you remember esther from v-ball in manoa?, i'm playin v-ball with her and some others in So. Cal. I know you want to get your game ball on so hurry up and visit me.
haha dude i'm an attending
hey! my mommy works for fidelity! i like her office. its in this huge building in downtown sf, and we can see the ferry building. its quite beautiful when its not foggy.
ok, 1 thing: what is kim chee man doo?
alcohol is my excuse to act like a slut. ha. just kidding, i think!
For every Michael Hung who gets his 15 minutes of fame, there is a Bruce Lee that shakes his head in shame.
you're crazy, mister.
that's my cuz.
always knowing the "beauty" of compounding interest--it's all about starting early!! good for you.
and about cheating...like you said, ignoring the temptation is even there would be lying to yourself. and that's when said temptation is most likely to sneak up on you!
For once I was not the blond girl in question, good since this one was drunk.
What a...horrible video. =)
ROFL! That guy is odd
haha...those cali girls are the best...
i have started to obsess about my "future" husband -- he better have an attractive benefits package.
the young mc reference made my day.
i'm back in town buddy! i head to la next weekend! how's it going??
i think its easy for people to cheat but there are a lot of definitions of cheating. i think you can cheat emotionally without having physically cheated on someone. it all depends on where you stand and what sort of arrangement and communication you have with your significant other.
ps. i know i how to make chicken katsu is u want me to teach you, let me know.
This was a good post... I do have to say i have done some things i normally would not do when NOT drunk... like poke a guy who is almost a foot taller than me and calling him a pussy for not drinking... (=P)
but no hugging guy's arms between my boobies
i think it's hilarious how you refer to my gender as wahines. i've NEVER heard that before!
Kiiiim Chiiiii Maaaan Doooo LOVE =D
Gratification really is the best when you hold out a little, both in relationships and finance. Feels all the better when you buy your sibling a worthwile wedding gift or pay your mortgage with ease or go on a trip to morocco because you didnt splurge when you were younger~ I'm gettin ya Franky ~ And on the realationship thing...me and my boy try to keep things ...real. We dont mind the other ogling a little but if one of us wanna go in for the kill, we consult the other on the plan of attack (^ ^);Ahaha but too bad, people get scared of takin two at the same time. But cheating is the dumbest thing. I cant believe that girl actually mentioned her FIANCE to you. geez.
my game is ophtho. what's yours?
i don't have that many subscribers. -= P
AH!!! NEVER mess with your savings!
Hi, this is a neat entry. I like it...especially the analogy about a peek into a window where the blinds are usually closed. It's trust...and open communication. (^_^)
And Asian men can be sexy, too.
Ryc: Haha, many people said or thought the same, too.
P.S. Oh jeez, I just saw that Youtube link you posted. I saw this videoclip before. Oh man...that's bad. I empathize. *pats you on the back*
wow, you must be some singer, frankie!
re: the shocked facial expression, i've seen it in person . . . you really do make that face! In fact, when I look at that smiley, it's like i'm looking at you, since it's yellow and everything!
as a fellow slutty drunk myself, (reading next part of sentence):
> It merely gives us a peek-a-boo into a window where the shades are usually pulled down.
um, no comment . . .
The L&L plate lunch sacrifice probably pays off in more ways than one. And re: not saving, you're chinese. It's physically impossible not to save $.
ryc: really you think? Actually I think so too hehehe...
heh. i have a fidelity account too. although i'm not so wise to the finances. well at least i invest conservatively. but i've found that the more you contribute, depending on your salary really causes to you have more saved for the future. it's nice. i like to think i'm establishing security for my family's future.
as far as the girl.. well.. maybe she just missed her guy... but maybe she just wanted to grope you becuase of your bulging bicep(s). i don't think most people are cheaters. if they are, they were already that way before they got into the relationship.
500th? nice!
i wish there were more L&L's around here. there used to be one on my school campus. i loved their katsu.
oh great...
once i read chicken katsu curry, i started foaming at the mouth.
sexiiiiiiiiiiii?
i have 2 subs
yay! first hint things are going well. kim chi mandoo!! lol.
Exactly. I wish more people realized that about relationships... :/
That vid was super scary. I couldn't watch it all... I felt like plugging up my ears.
You are on Frankie! Get ready for that '0 eProps' flying your way
I've been told alcohol is the root of all evil, and I guess it makes some sense seeing the things people do after just a few drinks.
Different people's definition of cheating is slightly different so maybe her fiance is so used to her reckless behavior? haha
YESSSSSS!!!!!! GO BLUE!!!!!!!
I miss California right about now. It's....cold....in the MI.
chicken katsu is THAT good? an interesting analogy.
ryc: Franks! What are we going to do??
Your work makes you save for the future? Or does it just happen? I couldn't tolerate that. I think my savings account has $77 in it right now, and I own nothing worth mure than the very early 3-figures. My most valuable possession is an out-of-print plant book and that's only about half a regular paycheck!
I won't pretend to be sweet and pure on this topic. In my younger, wilder days, I cheated a couple of times, and in my younger, wilder days, I was cheated on. Then I grew up. I would never make the choice to be that cruel again. As for being cheated on...let's just say it that the likelyhood of that ever happening again is slim to none.
You have to treat yourself every once in awhile. Complete depravation leads to all kinds of over indulgence. (I was Catholic once, you'll either understand what I mean or be totally huh ahaha) What's weird...I never think of a good meal as a "extra". I think of it as a "necessary and often". Then again, I have pairs of shoes that would pay for a month's worth of your chicken katsu dinners
*likelihood.
let me start by saying i'd never cheat. i haven't, i wouldn't, and i can say that with confidence. and now that's out of the way... when i drank, i used "i was drunk" in many a situation. did it excuse my behaviour? no way. but ppl let me get away with it, because people are stupid. but i could get away with anything. the thing is, i knew exactly what i was doing all of the time. i may not remember the next morning, because of that little side effect thing, but i know that while i am drunk, i am also very aware of my actions. i know when i do things that i would not while sober. call it liquid courage if you will, but it was just a bullshit excuse to be a little bad and yet not have to deal with the repercussions (sp?). and the thing is, the more you keep telling other people "i'm so drunk" or "i was drunk" the more you figure you can get away with. it's shameless. i'm so glad i'm sober now.
i bet on osu but its no
fun without rewards
oops~ ok i really should read
your entire entry. your jamba
juice with fiber boost! had
me thinking you got diarrhea.
that youtube video definitely wins "worst video ever". thanks for ruining my work day! haha :;þ
blame it on the heat...hahaha...some asian men are sexy...i mean any men can be sexy but some guys do ruin it for others...poor you...have a good week!
lol, you are complaining about getting only half of what you actually earn?
I guess I'll be doing the same thing once I start working for the government. They don't pay you much but they sure take a lot from you. =/
gimme a call and you can come visit my little white
nice i got a comment from franksabunch...made my day!
any girl (young & carefree) will cheat when she has reason. it gets less likely when they're more mature & closer 2 marriage. n no offense (cuz u really r all that & then some
, but cheating involves more than stroking s/o's arm. a lot of girls would flirt even if they're taken & esp when they're drunk.
There is always something when you work hard just for the rainy days.
ryc: Thank you. =)
maybe i should just say poop poop. how about that?
ugh, i started watching that youtube video. horribly lame and a total waste of 8 minutes. thanks franks.... a bunch. =(
I would take kim chi man doo any time.
RYC: I didn't get a guitar yet. Supposed to pick it up from a friend this week.
those bastards!
I need more subscribers.
hehe....nicely put about investments and monogamous relationships.
ryc: You can single handedly make that happen!
ryc:I never would've thought </3 my heart broke...they stole our chopper = (
ryc: thank you for the birthday wishes... i've been out of xanga because of different reasons... sortha depressed, but yeah dayam boy~ 80 alohas? woah~ someone's a xanga celebrity!
there's a dish called hong2hui4ji1 that is like a slightly spicy, sweetened tomato curry over chicken and potato/carrot chunks that has done the unfathomable and replaced my previous fandom for chicken katsu curry. alls i'm sayin is, there are SO many dishes out there worth trying, and some of them taste better than fidelity.
muahaha i kid, of course. but not about the dish. i just had it for lunch.
i love how you put two and two together! wonderful! i'm with fidelity too. btw, i thought that pretax contributions actually help because it lowers your tax bracket?
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