August 25, 2009
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The Franksabunch’s take on health care reform.AKA the most boring post evaaaar.Universal health care vs. public optionObamaCare’s “public option” is a federal insurance plan that aims to cover those standing in the gap, so that all Americans will have some sort of coverage. This is the main fatal flaw of ObamaCare. Not because it aims to give everyone health insurance, but rather because it will fail to do so. Left out of this plan are the tens of millions of illegal immigrants residing in America. The problems engendered by uninsured patients will continue to occur. Adding another “public option” in addition to Medicare/Medicaid only serves to create another trough-feeding gov’t beast layered in bureaucracy while illegal immigrants continue to suffer and hospitals go unpaid for their services. (Hospitals are required by law to provide care for anyone who comes to the ER.)America spends too much money on health careNews flash: SAVING LIVES COSTS MONEY. Health care is a victim of its own success. Back in the days before angioplasty and cardiac bypass surgery, if you showed up with a heart attack, we’d give you an aspirin and hope you’d be alive in the morning. Nowadays, many heart attack victims are staying alive…long enough to develop cancer. Cancer victims, due to advances in chemotherapy and radiation therapy, are now living…long enough to develop kidney failure. Kidney patients, because of dialysis, are now living…long enough to die of heart attacks, which brings us back to square one! Mexico spends almost three times less of its GDP on health care than the United States and guess who had the higher death rates from swine flu? The United States also has better cancer treatment success than other countries it outspends. Coinkidinky?Primary care physicians (PCPs) vs. specialists AKA what’s up with the Haterade?For some odd reason, proponents of ObamaCare have drawn a line in the sand between PCPs and specialists. Every day you hear about how we do not have enough PCPs and how the evil, resource-sucking specialists are the reason why. While it is true that preventive care is important, so are the services that specialists provide. Having the best PCP in the world is not going to save your life if you have end-stage kidney disease and can’t find a nephrologist to give you dialysis. We need more PCPs, but we also need more specialists. In the coming decades we will be experiencing a shortage of oncologists, general surgeons and nephrologists, among others. This is not a battle between PCPs and specialists…we need both. In addition, preventive care/screening in America is not as bad as the doomsdayers would have you believe.Universal health care is the best!Or is it? The incoming president of the Canadian Medical Association feels that the Canadian system is in need of reform. France is starting to employ the use of co-pays and fee-for-service and has women giving birth in firetrucks because it cannot afford to keep hospitals open in rural areas. Cost-cutting measures in the U.K. led to a teenager being misdiagnosed over the phone and dying because she couldn’t see her PCP, while a midwife with no incentive to work harder let a minority woman give birth on the street because she didn’t want to send an ambulance. (A first-year med student could tell you that forcing a woman in labor to exert herself can lead to problems.) The issue, really, is not that UHC is better than the US system or vice versa. There are pros and cons for both systems. (The cons of the American system include medical decisions or denials based on greed and lack of coverage for millions.) The issue is that the American public needs to be aware of and comfortable with what they are choosing. Unfortunately, the current administration and Pelosi are disingenuous in not giving us realistic informed consent of what they are proposing.Tort reform, or a lack thereofObamaCare does not include tort reform. The practice of defensive medicine is an unfortunate, but necessary, byproduct of the litigious nature of American society. There are times when you are pretty certain a certain disease is not present, but you must rule it out because it only takes one time to wipe out your entire career and family. In addition, the costs of having 5-figure+ malpractice insurance premiums gets passed on to patients. There is something wrong with a system that rewards lawyers and punishes patients with extra/unnecessary tests, procedures and costs. If the cost of health care needs to be reduced, there has to be tort reform. Of course, with the sitting president being a lawyer and Congress full of them, that will never happen.The art of medicineMedicine is a science. But there is an art to it as well. When my father was dying of pancreatic cancer, he opted to have a non-curative surgery to extend his life for what turned out to be an additional six months. After that surgery he had respiratory failure and had to be intubated emergently and placed temporarily on a breathing machine. In the eyes of an “expert gov’t panel” such actions would seem like bad medicine. In the eyes of a society trying to ration out care so that every individual can have coverage, those were poorly spent health-care dollars. But to my father and myself, those six months were everything. Whether or not each of you would or should undergo that operation in the same situation is up to you…but do you want the government making that choice obsolete?Death panels and rationingFormer VP candidate and Alaskan Gov. Palin was in error when she spoke about death panels. End of life discussions are actually beneficial. It allows people to choose for themselves how aggressive they want medical providers to be. Do they want CPR? Electrocardioversion? Mechanical ventilation? There is no shame or sin in wanting to die peacefully. However misguided Palin’s comment was, death panels under Obamacare will exist in the guise of rationing.
- Rationing will occur. The belief that we can cover everyone (excluding illegals, per Obama) while remaining deficit neutral and providing the best care possible is naive at best and foolish at worst. Proponents of universal coverage liken health care to food and shelter, things that humans cannot live without. If the federal gov’t provided food for every man, woman and child but instead of handing out cabbage and bread treated everyone nightly to garlic rib eye with a side of truffle risotto (om nom nom nom!), do you think we could sustain it? What about providing shelter? Could the feds afford to build a 3 BR/2 BA/2 car garage house for every family unit in America that had wood floors, a jacuzzi and a wine cellar? We are not a nation of limitless resources and cannot provide platinum coverage–no obstruction to seeing specialists, no generic medications, no waiting for elective procedures, etc.–for everyone. Thus, rationing, in some way, shape or form, must occur.
- Still unconvinced? Rationing is happening right now. As of September 1st, the state of Hawaii will no longer be providing reimbursement for dialysis for Micronesians (non-citizens who are legally allowed to travel to and reside in America as part of a federal contract with their gov’ts) because the state has a budget shortfall. Translation: we don’t have enough money, so you need to move somewhere else or die. If it can happen here, it can happen anywhere.
- Expert panels. ObamaCare aims to create a gov’t panel that will come up with guidelines to advise physicians on what to do. Sounds good, right? However, guidelines already exist. Organizations such as the American College of Cardiology, National Kidney Foundation, American College of OBGYN, etc. already create guidelines based on evidence-based medicine and opinions from leaders in their respective fields. Knowing this, what purpose would an extra federal gov’t committee exist for but to make it difficult for physicians to orders tests/procedures?
- Bundling. Bundling is a practice were someone provides services A, B and C, but the insurance companies will reimbursed a single lump sum based on what they think is right, rather than paying for each service. Imagine if you brought your car to the mechanic because you had a flat tire, needed your brakes changed, a crack in your windshield fixed and an oil leak, but GEICO would only give the mechanic a bundled fee that only was enough to pay for 3 out of the 4 problems. What do you think the mechanic would do? (Bundling already occurs in private insurance, but the gov’t is making a push to do this more with their plans.)
- There’s more, but I don’t want you guys to commit hari-kiri out of boredom.
Like I’ve said before, it’s not that universal health care (again, ObamaCare does not = UHC) is worse than a privatized industry or vice versa. It simply more a matter of what the American public is willing to sacrifice for what it will gain. I would ask that people be honest in their expectations. Cash for clunkers sounded like a fabulous idea (save the environment! stimulate the economy) but delays in payment caused dealerships to pull out and shortly thereafter the gov’t canned the program. Can the gov’t promise that the same won’t happen with ObamaCare?
So my preference? Believe it or not, I am a proponent of universal health care. (Surprise, surprise!) But it has to be done right.
- Universal coverage for ALL. That means rich and poor. Citizens and illegal immigrants.
- There must be tort reform.
- Incentives for providers and hospitals/clinics (if there is no incentive to work harder, people will be lazy…it’s human nature).
- Patients must be allowed to carry secondary insurance or pay more to get extra services/choice so that they can have the freedom to choose for themselves and not have to stand in line for non-emergent procedures and diagnostics.
Peace out! And let’s be civil.
Comments (17)
Informative nonetheless. And from a point of view that’s inside things..I don’t know much about the present health system but some of the changes some good. Some don’t though..Nice post Frank
interesting to hear the opinion of a doctor. thanks for your insight
while i don’t think universal health care is the best answer, it’s the way we’re heading and we’re going to get there sooner or later (hopefully a little later than this pushy-pushy plan).
although i don’t think the govt should be involved in my health care decisions, universal health care would probably ensure that people like my husband are paid for the work they do (in the ER, you rock for bringing up that point! we DO have a form of universal health care and it exists in your local ER, where they are not allowed to turn anyone away!)
and hoowah for tort reform. if we could start there, we could eliminate a lot of the problems in our current system. but nobody’s listening to ME.
at this rate, no one will be able to be a PCP because they will never be able to pay off their medical school loans. everyone always talks about the rising costs of healthcare. no one talks about the dropping salaries of doctors. medicare and insurance companies are always dropping the reimbursements to the actual doctor. covering costs of illegal immigrants, malpractice insurance, performing unnecessary tests in fear of being sued for malpractice, etc. increases the costs of healthcare.
you bring up very good points. i dont agree with all of them, but really good read, nonetheless.
the two things that i think should happen are tort reform. there must be limits on how much “victims” can win on malpractice cases so that the insurance premiums don’t skyrocket.
the other thing is our 3rd party payor system. it is absolutely ridiculous that some of the smaller Medicaid companies pay $2 dollars for a level 3 consult service to some of my docs! Are you kidding me? insurance companies need to change the way that they make their payments – they use every tactic in the book not to pay. the PAR system for each product line of insurance (within the same insurance company!) is ridiculous – if a doc is participating with Aetna, then he should automatically be PAR with every Aetna product line. the fact that they pay different rates to different practices, even within the same city block is ridiculous! we should have better negotiating power with the insurance companies, OR they should be paying everyone the same rates across the nation, with adjustments for cost of living per city. unfortunately, until we can have bargaining power with the insurance companies they will always have the upper hand. i understand that they report to shareholders, but c’mon! 2 years ago, the insurance industry made record-breaking profits in the BILLIONS, while hospitals in NYC were closing due to shortage of funds. is that fair? how come no one is holding them responsible?
its no wonder that the medicare/medicaid has to cut payments and services all the time. yes, our costs for healthcare are increasing drastically and we should try to control that. i think Obama is geniunely trying to do that. but we shouldnt blame his plan for not doing everything that it should – i dont think he has the political support to go after the insurance companies or malpractice reform in Congress, even if he wanted to. Besides, the insurance industry spends millions on lobbying and until he changes THAT part of our politics, big changes cannot be made.
@MissBride - I know! Could you imagine what would happen if the gov’t decreed that there would be a pay cut across the nation for all teachers, firemen, nurses or policemen? There would be rioting in the street. Doctors are the only occupation that are threatened with pay cuts year in and year out despite increasing costs. I doubt that this public option would reimburse any better than Medicare (which is barely at cost, if at all). They (Medicare) are starting to nickel and dime surgeons as well, planning to not reimburse for post-op complications like falls and bladder infections.
@jaywalkers - I do feel that ERs should treat everyone who comes through their doors but, YES!, they should get paid for it. It’s similar to the gov’t telling Safeway that they have to give out free food to anyone who can’t afford it or telling Holiday Inn that they have to give out free rooms.
@spacegrl - Agreed! If UHC isn’t enacted (and it prob won’t due to the strength of the insurance lobby, like you mentioned), then comprehensive health insurance reform is needed. I always wondered whether doctors should be allowed to unionize to give us more leverage with the gov’t (CMS) and insurance companies.
@franksabunch - i dont know how you feel about this, but i agree with obama re: fee for service and how that needs to be improved. it would certainly affect my doctors; pay, but i also think that fee for service does incentivize more tests and more procedures, as does defensive medicine. i wouldn’t get rid of the entire fee for service system, but i do like the idea that hospitals can get better reimbursements for preventitive medicine as well. and all data should be transparant, which i know CMS is working on. the other good thing about obama’s plan is that medicare will be able to get discounted drugs by buying in bulk. that was pretty much illegal under Bush, so i think we’re making small steps towards the right goal.
thank you for the brutal reminder that things may not be as clear cut and black & white as we’d like them to be.
the thing is, as costly as the healthcare reform may get (at this point, who knows what that’s going to look like)our current healthcare system is unsustainable and unfair. maybe i’m crazy to think of this as a civil right issue, but it’s heartbreaking and perplexing to see a loved one not receiving adequate coverage or live in fear of their insurance being revoked due to pre-existing conditions. the system has unapologetically evolved into a business-oriented operation that leaves the patients vulnerable, creates enormous financial burden to the society as well as individuals, and puts healthcare providers in a bind where providing treatment is increasingly cumbersome.
a change needs to happen, and i think it’s time for obama and his healthcare reform team to stop their pandering and compromises. it’s time to establish clear objectives and realistic agenda. this is not about government takeover or whatever fear tactic the demagogues would like to make it into. the american people need to be honest with themselves and realize that one way or another there is going to be a big price tag. the difference is in what you pay.
as for the haterade, it’s not fair to disregard the technological and medical breakthroughs brought on by america’s expansive r&d- and that includes various groups of specialists who now have the capability to treat with greater precision and efficiency than ever. this is a resource that should be used wisely and prudently.PCPs and specialists have different functions and treat patients with different levels of acuity. PCPs are instrumental in preventive care by providing patient education, monitoring, and timely intervention. like you said, this is not PCPs vs specialists, but unfortunately obama’s rhetoric seems to frame just such an argument in his effort to emphasize the merit of preventive medicine.
here’s a little something that helps me get a better idea:
http://www.slideshare.net/danroam/healthcare-napkins-all
Well, I’m glad to hear a doctor’s opinion. I see the whole thing through only a scope of numbers and premiums, being a biz-oriented person. I like the idea of universal coverage, but it may not be as good as it’s cracked out to be. I recently saw a report on CNN about universal coverage being mandated in some city. The citizens now have to wait 3 weeks before they can see their doctor, due to a shortage of PCP or too many people visiting doctors (whichever way you see it). Prolonging life is leading to economic ruin — it’s a terrible thought but I really think about it a lot. Giant economies like the U.S., Japan, and Korea are going to simply waste away in a score or two from paying for old people’s vitamins and trips to Vegas. Sigh, whatever happens, there’s going to be a mess somewhere. I just wished that everyone would be more health-conscious.
Doesn’t Taiwan have universal healthcare in the way you are referring? I just remembered when my Grandparents were sick they got good treatment, but chose to pay extra money to stay in the nicer nursing home. But either way, everyone had basic health care. But if you wanted the primo care, you paid more. I think that is a great way to handle it.
I am a fan of universal healthcare or some kind of reform to the system. In my professional life I have spent way too much time dealing with cases where people are submitting claims for injury that is pre-existing but passing it off as WC because they do not have health care. So instead of having health care coverage, rampant fraud that is not easily proven goes on instead. And since the governments makes it so difficult for employers to protect themsleves from these fraudulent cases, they go on and cost employers millions, probably billions, of dollars to pay for care for people who are working the system. There are doctors who specialize in handling these cases and charging exorbitant prices or scheduling surgeries and treatment that is unnecessary but since they can make a quick buck and employers are obligated in many states to pay for it automatically (because it’s cheaper to pay and settle than to fight it and probably lose) there is extreme amounts of dishonesty and fraud going on.
I suppose my concern has very little to do with health care, as opposed to fraud in a parallel but separate system for WC. I would like to think many cases would be eliminated if people had health care. But if you’re going to reform one part of the system. You have to address everything that pertains to the costs and repurcussions that come after a person is “hurt”. Because people will find a way to exploit it some other way.
Good points, good post… it’s nice hearing a medical opinion on it. As it stands, I don’t support the plan, either. Even before the cash for clunkers non-success, there are so many other gov’t run programs being run inefficiently.
It’s kind of like… if you’re sending a really important package, and you want to make sure it arrives safely, which do you choose: Fedex, UPS, USPS? (Probably not USPS.)
Are you familiar with the Canadian healthcare system? My exgf has a heart condition and I know that if she lived in the states, her family & lifestyle would be significantly different. There *are* (a lot of) problems associated with socialized medicine, but I can’t fathom how we could exist without it.
I love my socialised healthcare system, the ability to walk into the village clinic, get my forever-needed Ventolin for $3, and walk home… but then the prospect of having something serious does terrify me. We don’t have the facilities and expertise to deal with many serious emergencies, but that’s more due to our remoteness and small population size than the fact that we have a government healthcare system. Our system tends to get the cheapest doctors it can. That doesn’t always mean a lack of quality (many are great) but it does mean they are usually here as a stepping stone so building a rapport with one doctor over time becomes impossible.
I wouldn’t mind a system like USA’s if it actually worked to the patients’ benefits. But insurance you can barely
(or can’t really) afford, that doesn’t cover what you need it to cover, omits “pre-existing conditions,” and comes with preposterous co-pays and deductables, and then renegs on payment before or after coverage is issued, then cancels policies (or refuses to award them in the first place because of some persnickety reason)… that just doesn’t work.
Until that system is worked out properly, I’ll take my two-room clinic in my one-donkey town where ants crawl across the floor and the 1873 hospital bed is fully rusted, but a visit with the doctor is $25 no matter what happens or what treatment is issued.
@clustered - I can’t say that I know too much about the Canadian system beyond the basics. I do know, however, that though it does have many benefits, some of the drawbacks are less availability of advanced technology. For example the story of this Canadian man who had to cross the border to the USA to get an angioplasty: http://liveshots.blogs.foxnews.com/2009/08/26/u-s-hospitals-save-canadians-lives/ The problem with many people who complain about health care access in America are in that situation out of choice. I saw an article in the mainstream media about a nurse practitioner who got diagnosed with cancer and had no insurance. While I am sad she got diagnosed with cancer, I am not sad about her not having coverage. Instead of finding full time employment where she could get benefits, she chose to do part time with 3 different job sites. She had an advanced degree in a field with demand, and she *chose* not to have health insurance. Many people will get car insurance, life insurance, buy HD TVs and SUVs, but skimp on the health insurane because they think it will never happen to them. That, unfortunately, is their fault.
Thanks for sharing your thoughts on the health infrastructure and current proposed health reform. There is so much information being presented that are misconstrued and are not addressing the underlying major issues in our current health care system. There are many proposals, but no clear objectives.
ho boy…too tired to comprehend what you’re saying…will read again after sleep- sounds like you have good points tho